Peak Loan offers a fast, secure, and convenient way for eligible users in Ghana to access personal financing. Apply anytime, track your application in real time, and manage your repayments directly from your mobile phone.
Loan Amount: GHS 1,000 – GHS 60,000
Repayment Term: 91 – 365 days
Maximum Annual Interest Rate (APR): 24%
Representative Example (Simple Interest)
Borrow GHS 2,000 for 180 days at 24% APR (simple interest):
Interest = 2,000 × 24% × (180 ÷ 365) = GHS 237 · Total Repayment: GHS 2,237
Age 20+
Resident of Ghana
Valid mobile number and Mobile Money account
Fast online application
Clear and transparent pricing
Flexible repayment options
Secure and reliable service
Simple experience from application to repayment
Digital financial service support — Peak Loan range GHS 1,000 – 60,000
Simple interest estimate · max 24% APR. Formula: Interest = Principal × APR × (Days ÷ 365). Example: GHS 2,000 × 24% × (180 ÷ 365) = GHS 237.
GHS 2,000
180 days